Stop Guessing, Start Choosing
I help business owners see their money clearly enough to stop surviving and start choosing: the business they want, the life they want, the decisions they want to make.
Get started by booking your free call
Get started by booking your free call
Get started by booking your free call
Get started by booking your free call
Get started by booking your free call
Get started by booking your free call
Get started by booking your free call
where you are
The Moment You’re In Right Now
You might be here because your cash has dropped off and you can’t explain why. Or you’re working harder than you ever have and still not paying yourself. Or your accountant handed you a P&L at tax time, and you nodded along like you understood it, then went home and googled half the terms.
Maybe you’re staring at a decision: a hire, a piece of equipment, a new space. And the numbers that should give you the answer are just noise. Or maybe the numbers feel like a foreign language, and you’ve been running on instinct and hope. All of it is the same thing.
“You’re running the business. The business isn’t running for you. Yet.”
MY APPROACH
What I Do Differently
It’s not about learning to read a P&L. It’s about changing your relationship with the numbers, and the decisions that come from it.
I’m a CPA, so the rigour is real: the numbers are right. But the numbers are only half of it. The other half is your relationship with money and the decisions it drives, the part most financial help never touches.
That’s where I start. Not with the reporting. With what’s actually shaping the calls you make. I help you make sense of your relationship with money: the patterns, the stories you’ve been carrying, what sits underneath the numbers. We go deep before we go wide.
“Real change starts with seeing clearly. Everything follows from that.”
CPA Rigour. Human Insight.
Nearly 18 years of experience means the numbers are right but the work I’m known isn’t Compliance, It’s Choice. You won’t just be told what to do, you’ll understand why and feel confident doing it.
No Jargon. No Judgement.
Money conversations can feel loaded. I make sure they don’t. Straight talk, practical support, and a space where there’s no such thing as stupid question.
You own your numbers. I Just show you how to read them.
The goal isn’t dependency. It’s confidence. I show you what to look at, what it means and what to do next – so you can back yourself, clearly.
Built for Business owners & Founders.
You’re brilliant at what you do. Money shouldn’t hold you back. I specifically work with founders who feel out of control of their numbers and help them change that for good.
From Surviving to Building.
Quick fixes aren’t the point. We build the habits, the visibility, and the decisions that led you run a business that works for you not the one that just keeps the light on.
Hi, I’m Tam
Founder & Financial Behavioural Coach
I help business owners get clear and confident with their money, so they can build the business and life they want, not just keep the lights on.
I’m a CPA with nearly 18 years’ experience across construction, defence, insurance and energy, but the work I’m known for isn’t compliance, It’s Choice. I found out the hard way. When my marriage ended, I lost everything I’d built, the assets foreclosed on. Rebuilding taught me that money isn’t just numbers, it’s the power to choose, and that’s what I bring to every client now.
I’m a member of CPA Australia and Profit First Professional, a Non- Executive Board Director at Women in Technology, and I mentor with Queensland Mentoring Programme.
Working with me means you will…
- See your money clearly enough to make confident call, not guesses
- Feel supported, not judged or rushed
- Build the business and life you want, with the numbers behind you
“The numbers are never just numbers. They’re what stands between you and the version of life you actually want.”
Tamanna Relia
Founder & Financial Coach at Cents & Solutions
Our Services & Offerings
From Guessing to Choosing.
You don’t need another spreadsheet. You need to see your numbers clearly enough to make a clear call on your business decisions.
My CPA rigour gets your numbers right. What I do next us work on human side of money: help you understand, then master, the behaviours, and decisions behind every call, and that’s what actually build the life you want.
Below are the ways to work with me, tailored to where you are and what you need most.
1-1 Coaching
The Inner CFO
Most Business owners have never been handed their numbers in a language they can act on. That’s where we start.
Initial Deep Dive in sessions 90 mins- your numbers, your story, your goals.
Six Fortnightly coaching sessions (75mins each).
Profit First framework applied to your business.
Between sessions support via email.
Summary insights and action plan after each session.
Payment Plans available.
GROUP COACHING
The ¢ent Circle
Pool Money. Get Coached. Receive a lumpsum.
The Cent Circle is a rotating savings group with financial behaviour coaching built in — because accountability hits different when real money is on the line.
8 x live fortnightly group sessions (90mins each).
Contribute monthly, receive the full pool on your turn.
Private community group for support between sessions.
Profit First Framework – Introduction.
One 1-1 mid programme check in (30 mins).
Exclusive by Interview only.
Speaking and events
Keynotes, Talks & Workshops
The behaviour, emotions and decision-making underneath the numbers. Why avoidance is a protective habit- not a flaw- and how to interrupt it. Financial shame, and why safe conversations unlock clarity. Financial Wellness Workshops.
Signature Talks:
Insolvency Is Not Just a Numbers Problem
Why Smart People Avoid Their Money
Find The Money You’re Already Losing
OUR METHOD
Psychology first.
Then the numbers.
Then the decisions.
CPA Rigour meets behavioural understanding. The result is financial ownership that hold long after the engagement ends.
The work isn’t about making you better at numbers. It’s about returning you a capability you already have- the ability to make clear, strategic decisions about your own business and life.
No Shame Container
You’re not bad at money. You’ve just never been given the full picture. Every session starts from truth.
No Jargons
Plain language that makes you feel capable, not confused. CPA rigour stays in the background where it belongs.
The Readiness Filter
If you’re looking for a quick fix, I’m not your person. If you’re ready to do the deep work, Let’s talk.
Long- Term Capability
Not just better spreadsheet. Not a fixed month. The financial patterns that change how you run your business and what you believe is possible beyond it.
the Process
Your journey to financial choice
We’re all about making your financial journey simple and supportive, and, of course, tailored to your needs. If you’re ready to take the next step with us, here’s what to do:
Fill in our
intake form
Tell us about you – yourself, your business, your goals and the kind of support you’re looking for. We then tailor our approach right from the start.
Book your free discovery call
Jump on a no-pressure, judgment-free 30-minute call. We’ll chat about your challenges, answer any questions and map out a clear financial future.
Get a proposal tailored to you
We’ll create a custom plan to help you smash your financial goals. It might include coaching, education or ongoing support – but no copy-paste packages, ever.
Start building your financial confidence
Once you’re ready, we’ll kick off your sessions with friendly, expert guidance that helps you create real financial progress.
Connect with us for a free discovery call
Our clients say it best
Our clients say it best
When we say we’re here to empower your financial success, we mean it. But it’s better coming from the people we’ve helped. These stories from real clients show the difference personalised support can make.
“Before working with Cents & Solutions, I felt totally overwhelmed by the numbers side of my business. Now, I actually look forward to my finance sessions! I finally understand what’s going on and feel confident making decisions.”
Bhawna Bhakri
Director, JB Planners
“I’ve had the pleasure of working with Tamanna during a finance remediation project, and I can confidently say she is an exceptional CPA. Her analytical skills and clarity make complex financial matters easy to understand. She’s professional, warm, and reliable—working with her is both efficient and enjoyable.”
Elke Heyvaert
Finance Compliance & Remediation Officer, Allianz Insurance
“Thank god for Tamanna! She has answered all of my questions using plain, easy-to-understand language. And now I can do my own accounting, knowing I’m on the right track and have Tamanna there for any other questions or problems that might come up. Her business model is truly unique and exactly what I’ve been looking for in an accountant!”
McKeeley Makin
Director, Two Tutors
“Before working with Cents & Solutions, I felt totally overwhelmed by the numbers side of my business. Now, I actually look forward to my finance sessions! I finally understand what’s going on and feel confident making decisions.”
Bhawna Bhakri
Director, JB Planners
“I’ve had the pleasure of working with Tamanna during a finance remediation project, and I can confidently say she is an exceptional CPA. Her analytical skills and clarity make complex financial matters easy to understand. She’s professional, warm, and reliable—working with her is both efficient and enjoyable.”
Elke Heyvaert
Finance Compliance & Remediation Officer, Allianz Insurance
“Thank god for Tamanna! She has answered all of my questions using plain, easy-to-understand language. And now I can do my own accounting, knowing I’m on the right track and have Tamanna there for any other questions or problems that might come up. Her business model is truly unique and exactly what I’ve been looking for in an accountant!”
McKeeley Makin
Director, Two Tutors
