Terms and Conditions

Cents & Solutions is an Australian business providing coaching, education, and advisory services focused on financial empowerment. The term “we”, “our”, or “us” refers to Cents & Solutions. “You” refers to any user of this website or our services.

You agree to use this website for lawful purposes only. You must not:

• Use the website to distribute harmful, offensive or illegal materia
• Attempt to access secure areas without permission
• Interfere with or disrupt the website or its security features

We reserve the right to suspend or terminate your access if these terms are violated.

When you book a strategy call via Calendly or submit a form through HubSpot:

• You agree to provide accurate, up-to-date information
• You understand that your details will be used to contact you regarding your enquiry or service
• You may receive follow-up emails related to your submission

Your data will be handled in accordance with our Privacy Policy.

All content on this website — including text, branding, images, and design — is owned by or licensed to Cents & Solutions. You may not copy, distribute, or use our content without written permission.

Information provided on this website or during your engagement with us is general in nature. It does not constitute financial advice. You should consider whether it suits your specific situation and seek personalised advice from a qualified professional if needed.

We are not liable for any loss or damage resulting from:

• Use of or reliance on information on this website
• Technical issues or third-party interruptions (including HubSpot or Calendly)
• Actions taken based on coaching or educational content without professional advice

Our website integrates with third-party tools such as Calendly and HubSpot. These services have their own terms and privacy policies, and we are not responsible for their practices or content.

These terms are governed by the laws of Victoria, Australia. Any disputes arising from these terms will be resolved under Australian jurisdiction.

For questions regarding these terms, please contact us via the form on our website or email trelia@centsandsolutions.com.au.

Last updated: 2 June 2025